Subprime Credit Auto Loans near Swartz Creek MI
Subprime Credit Auto Loans near Swartz Creek MI
What do you do when you’re ready to buy a car but your credit isn’t where you need it to be? This can happen to anyone—and our team wants to help. At LaFontaine Chrysler Dodge Jeep Ram (CDJR) of Fenton, we believe everyone should have the chance to get behind the wheel of their next favorite ride. So, where do you begin?
We have a good starting point. Have you heard of subprime credit auto loans near Swartz Creek, Michigan? Whether you’re familiar with them or not, our team can answer all of your questions. Read on for more information.
What Is a Subprime Credit Loan?
So, what is a subprime credit loan? What’s the difference between that and other loans? How does it help you?
Basically, a subprime credit auto loan is a type of loan—just as you might expect. However, this type of loan in particular is offered at a rate that’s not prime. Applicants with subprime credit may not qualify for prime-rate loans, since those are given to preferred customers. As a result, subprime credit plans offer a loan opportunity for drivers who might not be able to take out a loan otherwise.
How Will Subprime Credit Auto Loans Help?
So, when it comes down to it, are subprime credit auto loans helpful? Our short answer is this: definitely! Try to think of it like this.
As you well know, a low credit score presents an obstacle to many large-scale purchases. Should you decide to buy a car or a house, you need good credit. By taking out a subprime credit auto loan, you might be able to change the game. However, it is good to note that because of the nature of subprime credit loans, they may have higher interest rates, which might vary based on your lender.
Our Financing Center
You’ll find that when it’s time to set up that subprime credit auto loan, it’s made far easier by our team. Remember, you don’t have to do it by yourself. We have a crew of onsite finance experts who will sit down with you to discuss your options for your plan.
Think about the financing opportunities they’ll present to you. These could include leasing vs. buying, if you can trade in your current ride, and so on. Just let us know what you’re hoping for in your plan and we’ll find offers that fit.
Talk to Us About Subprime Credit Auto Loans Today!
Our team wants to make sure you’re getting what you need out of our dealership. Now that you know what we can offer you, including our subprime credit auto loans near Swartz Creek, MI, are you ready to take the plunge? These credit opportunities can be a lot of help for drivers who need them.
So, if you think it might be what you’re looking for, don’t wait. Get in touch with our team at LaFontaine CDJR of Fenton. You can start by visiting our website, contacting us, or coming to see us in person. Talk to us about subprime credit auto loans today!