Subprime Credit Auto Loans near Flint MI

There are many ways to set up large-scale purchases, even if your credit isn’t where you want it to be. How do you do that? Where do you get started?

If these are questions you’ve been asking yourself, you’ve come to the right place. Welcome to LaFontaine Chrysler Dodge Jeep Ram (CDJR) of Fenton, otherwise known as your source for subprime credit auto loans near Flint, Michigan.

We know all about setting up the loan you need to take home your next ride. So, let us walk you through the process. Read on for more information.

What’s the Difference Between a Prime-Rate and a Subprime Credit Loan?

When you begin to look into subprime credit auto loans as an option for you, you might be wondering—what’s the difference between this and your average loan?

You would be correct in assuming that a subprime credit auto loan is a type of loan, not much different than one you might usually use. However, the biggest differentiation is that this loan is offered at a rate that’s not prime. This type of loan caters to drivers who don’t qualify for prime-rate loans, which are given to customers with credit scores at a certain level.

A subprime credit plan is a good option for people who might not otherwise be able to take out a loan.

How Will Subprime Loans Impact Me?

All right, so you know the basics. However, how does this impact you in the long run? Since credit is an important factor in large-scale purchases, like cars or houses, a low credit score can change what you’re able to purchase. That’s why subprime loans are good opportunities for some borrowers, although you might want to remember those aforementioned differences.

For example, as subprime credit auto loans are specifically designed for those who don’t have prime-rate credit, those loans may have higher interest rates. However, rates may also vary based on your lender, so it’s a good idea to talk to our team about what that will look like for you.

Our Financing Team

Of course, there’s more to our financing team than just setting up credit loans. We offer assistance with every aspect of the financing process—and our experts are available onsite to help make a difference.

They’ll talk to you about a variety of topics, including what offers stand out and which ones best suit your lifestyle. What would leasing look like for you? Would it be better to buy? Conversely, are you in a position where you could trade in your current set of wheels as a down payment on your next machine?

These are the discussions that will take place.

Come to us with your questions and we’ll provide the clarity and the transparency you’re looking for.

Learn More About Subprime Credit Auto Loans Today!

Now that you’ve learned all about our available subprime credit auto loans near Flint, MI, what do you think? Are you ready to apply for one of your own? If so, you know who to call.

Our team at LaFontaine CDJR of Fenton is here to assist with subprime credit auto loans. We have the financing center you need. All you have to do is get in touch with us.

Visit our website, contact us, or come see us in person to learn more today!

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LaFontaine Chrysler Dodge Jeep Ram of Fenton 42.7960537, -83.7376304.